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Jan 02, 2022 · For 2022, the maximum loan limit in North Carolina is $420,680 for a single-family home and $1,548,100 for a four-plex. Limits varies by county. The minimum loan limit is $5,000. Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence.
FHA Loan Foreclosure Waiting Periods. There’s a three-year waiting period after foreclosure for FHA loans. The FHA loan program does allow for documented extenuating circumstances, though it doesn’t specify an exact time frame. That said, you should expect for it to be at least one year. The guidelines require that “the borrower has re ...